- Advertisement -
Home Investment How to Unfreeze Your Frozen NPS Account?

How to Unfreeze Your Frozen NPS Account?

- Advertisement -

NPS (National Pension Scheme) is the most popular investment option for tax-saving and retirement.

You can claim additional tax benefits under section 80CCD for contribution to the NPS account. I opened my NPS account last year. A few days back I received one SMS – “You have not contributed Rs.1000 in FY 19-20 in your Tire I account under PRAN XXX2934. Please contribute at the earliest to avoid freezing your account.” This message was ignored by me somehow and my NPS account was freeze. I have gone through the pain of unfreezing my NPS account. Here is my experience along with detail about various methods to use for unfreezing your Frozen NPS account.

Under what conditions your NPS account get frozen

Your NPS account can become inactive or frozen under the following conditions.

  • As per the mandatory requirement you need to invest a minimum Rs.1000 during a financial year. If you fail to invest/deposit a minimum Rs.1000 during the financial year. Your account will become inactive.
  • KYC is mandatory for opening NPC account. Once you open NPS account online, your bank/POP needs to verify your details and update CRA. If your KYC form is rejected by Bank/POP or information is not verified in CRA, your account will be frozen.

Follow the process given below to unfreeze your inactive NPS account.

Also Read – NPS Online Payment – How to make NPS Online Payment?

In this article, you will learn

How to unfreeze your NPS account?

Condition 1 – NPS Account is frozen due to No minimum contribution

Online Method

The simplest method to unfreeze NPS is visiting eNPS portal and making a mandatory contribution by clicking on the “Contribution” button on the website.

Once you click on Contribution button, you will be taken to contribution page where you need to enter PRAN number, date of birth, NPS subscriber type.

You can receive OTP via SMS or Email. On entering OTP your PRAN is verified and you will be able to contribute to your account. Once minimum amount is contributed your account will be in active stage.

Offline Method

Another method to unfreeze your NPS account is offline method. In this method, you have to physically visit POP-SP (Point of presence service provider). You can locate nearest NPS POP from NSDL website. Click here to locate NPS POP-SP.

You need to make contribution to NPS account by filling up NCIS (NPS Contribution Instruction Slip). This slip contain information such as PRAN, Name of subscriber, Cheque/DD number etc. You can download NCIS slip from here.

You need to provide cheque or DD in favor of “POP (Name of the POP) Collection Account – NPS Trust”. The amount will be deposited against your PRAN and your account will be activated again.

Condition 2 – NPS Account is frozen due to KYC rejection

If your NPS account is frozen due to KYC rejection by Bank follow the steps given below.

  • Take a printout of the Registration form, paste photo and affix signature.
  • Approach your POP for verification. POP needs to verify the Identity details, Address details and PAN details.
  • Get these details (at each place) in the Registration Form authorised and stamped by the POP. The POP official’s Employee ID should also be mentioned.
  • Once verified, you are requested to send the form to POP.

Once the details are updated in CRA system, PRAN will be activated to make further contribution under NPS.  You will receive notification on the registered e-mail id.

- Advertisement -
- Advertisement -

Stay Connected


Must Read

- Advertisement -

Opinion: The Minneapolis ‘Defund the Police’ ballot question should alarm Democrats nationwide

In addition to New Yorkers deciding who will take over managing America's largest city, the races for governor in New Jersey and Virginia will...

Related News

Opinion: The Minneapolis ‘Defund the Police’ ballot question should alarm Democrats nationwide

In addition to New Yorkers deciding who will take over managing America's largest city, the races for governor in New Jersey and Virginia will...

British lawmaker David Amess dies after being stabbed: Live updates

British lawmaker David Amess, a member of Boris Johnson's ruling Conservative Party, is seen at the House of Commons in October 2016. (Zoe Norfolk/Getty...
- Advertisement -


  1. Straight wanted to part my fireworks! I added up all the payments that I made in 2020 and subtracted the amount shown on my customs visualize as investment paid* and it came senseless with a positive reckon because of the first circumstance ever!! It was contrariwise a only one hundred dollars but at least it’s something! .

    how many times can you refinance student loans

    I’ve been paying instead of 8 years, with steadily increasing income. So I am eventually paying eccentric approximately the amount I to begin with borrowed (afflict with or palm). I also have been making payments during the pandemic because I wanted to efficacious utility of $0 interest. . My conception in all of this is that even if you call for the path expected of you: function to college, graduate, convene a ample passage play fair with grind, slowly include up to making more and need the tools the government gives you to support you bear the expense your payments (IBR), the government thinks fitting filch at liberty like a bandit and you’ll be over here being excited to become aware of obsolete that you’ve objective agreed-upon the direction just about $40k in enlist more willingly than you started absolutely making a dent in the amount you from the beginning borrowed and that was just reasonable because of a broad pandemic. *I ground discernible that this includes both recently accrued and capitalized portion, which inspired me to fling this calculation.

  2. Today, I went to the beachfront with my children. I found a sea shell and gave it to my 4 year old daughter and said “You can hear the ocean if you put this to your ear.” She
    placed the shell to her ear and screamed. There was a hermit crab inside and it pinched
    her ear. She never wants to go back! LoL I know this is entirely off topic but I had to tell someone!

  3. Hello there! This article couldn’t be written much
    better! Looking at this post reminds me of my previous roommate!
    He constantly kept talking about this. I’ll forward this post to him.

    Pretty sure he’s going to have a very good read. Many thanks for sharing!

    My web-site; mtasa-forum.com

  4. Wonderful site you have here but I was curious about if you knew of
    any forums that cover the same topics talked about here? I’d really love
    to be a part of group where I can get advice from other experienced people that share the same interest.

    If you have any recommendations, please let me know.

    Here is my web-site https://mpc-install.com

  5. Awesome blog! Do you have any suggestions for aspiring writers?
    I’m hoping to start my own blog soon but I’m a little
    lost on everything. Would you propose starting
    with a free platform like WordPress or go for a paid option? There are so many options out there
    that I’m totally confused .. Any tips? Thanks a lot!

  6. 625737 713898This web-site can be a walk-through rather than the information you wished about it and didnt know who must. Glimpse here, and you will definitely discover it. 343283

  7. 180292 365264hey there i stumbled upon your website looking around the internet. I wanted to say I enjoy the appear of points around here. Maintain it up will save for sure. 90141

  8. Hi! This is my first comment here so I just wanted to give a quick shout out and
    tell you I really enjoy reading through your blog posts. Can you recommend any other blogs/websites/forums that
    deal with the same topics? Many thanks!


Please enter your comment!
Please enter your name here